For many car buyers in Pakistan, owning a brand new Honda Civic often feels just out of reach, mainly due to rising prices and expensive financing.
That gap may now be narrowing. Honda Pakistan, in partnership with Habib Metro Bank, has rolled out a new car financing facility that aims to make popular Honda models more accessible, especially for customers ready to book within the current month.
Lower markup financing
The joint offer applies to three of Honda’s best-known vehicles in the local market: the Honda City, Honda Civic and Honda HR-V. At the heart of the deal is a reduced financing markup, set at KIBOR plus 1 percent.
Compared with typical auto loans, this lower spread offers buyers a clearer and more predictable financing option at a time when interest rates remain a major concern for consumers.
Added perks to reduce ownership costs
Beyond the lower markup, the package includes several incentives designed to ease the overall cost of ownership. Registration charges are covered up to Rs200,000, which can significantly reduce upfront expenses.
Buyers also receive complimentary periodic maintenance for the first year, helping cut early servicing costs that often surprise new car owners.
Honda is also adding value through equipment upgrades. Vehicles booked under this arrangement will come fitted with imported Bridgestone tyres, a benefit valued at around Rs100,000. For many buyers, this adds both peace of mind and better driving comfort from day one.
Early delivery
Another major attraction of the offer is the promise of December delivery. New car bookings in Pakistan often involve long waiting periods, sometimes stretching for months. By committing to delivery within the month, the Honda and Habib Metro partnership addresses one of the most common frustrations faced by buyers.
The financing facility is subject to standard banking terms and conditions. Customers are advised to speak directly with a Habib Metro Bank representative to understand the repayment schedule, as well as how often the KIBOR rate may be adjusted during the loan period.
Latest Honda car prices in Pakistan
In terms of pricing, the Honda Civic currently carries a price tag of Rs8.83 million in Pakistan, while the sportier Honda Civic RS is priced at around Rs10.1 million. The Honda City lineup starts at Rs4.73 million for the 1.2L CVT variant. The 1.5L Aspire CVT costs Rs6.07 million, and the 1.5L Aspire S CVT is priced at Rs6.15 million.
For compact SUV fans, the Honda HR-V VTI is priced at Rs7.55 million, with the VTI-S variant costing Rs7.8 million. The hybrid HR-V HEV sits at the higher end, priced at Rs9 million.
For Honda fans who have been waiting for the right moment, this limited-time financing offer could make owning a new Civic, City or HR-V a more realistic option.
