How can Rs1 lakh in National Savings earn you 200% profit?

Sajjal Jamil September 20, 2026 Pakistan
National Savings

You can earn a 200 per cent return on a Rs100,000 investment through Pakistan’s National Savings schemes. Want to know how? Read below!

Under the revised National Savings schedule from September 2026, Defence Savings Certificates will offer a maturity value of Rs300,000 on a Rs100,000 investment after 10 years.

This means the investment would increase by Rs200,000, or 200 per cent, over the 10-year period.

Defence Savings Certificates will continue to have a 10-year maturity period.

According to the revised schedule, a Rs100,000 investment will grow to Rs110,000 after one year and Rs121,000 after two years.

The amount will increase to Rs133,000 after three years, Rs147,000 after four years, and Rs163,000 after five years.

After six years, the investment will reach Rs182,000. It will then rise to Rs204,000 after seven years, Rs230,000 after eight years and Rs262,000 after nine years.

At the end of the 10-year maturity period, the Rs100,000 investment will reach Rs300,000 under the revised schedule.

The government has also revised the profit rate for Behbood Savings Certificates as part of the latest update to National Savings returns.