Pakistan has decided to expand its Roshan Digital Account (RDA) scheme to include foreign nationals, companies and institutional investors, according to a statement from the Prime Minister’s (PM) office.
The move allows international investors to access Pakistan’s financial instruments through digital banking channels, without needing a physical presence in the country.
Officials say the decision is aimed at attracting external investment and strengthening financial markets.
Focus on investment and stability
Prime Minister Shehbaz Sharif said the expansion would help position Pakistan as a more attractive destination for global investors.
Under the revised framework, participants will be able to invest in government securities and products such as Naya Pakistan Certificates.
Finance Minister Muhammad Aurangzeb said the step reflects efforts to create a more transparent and investor-friendly environment through digital systems and ongoing reforms.
Roshan Digital Account (RDA)
The Roshan Digital Account was launched by the State Bank of Pakistan in 2020 to facilitate overseas Pakistanis.
It allows non-resident Pakistanis to open bank accounts, send remittances and invest in local instruments remotely.
According to official data, more than 900,000 accounts have been opened so far, with inflows exceeding $12 billion as of early 2026.
The expansion comes at a time of rising uncertainty in global markets, particularly due to tensions in the Middle East.
Pakistan’s economy relies heavily on remittances, especially from workers in Gulf countries.
These inflows play a key role in supporting the country’s external accounts.
Central bank data shows remittances reached $38.3 billion in the last fiscal year and are expected to grow further.
Officials say the government hopes the expanded scheme will broaden the investor base and bring in new sources of foreign capital.
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