The federal government has reduced the profit rates on major National Savings schemes, including Defence Savings Certificates and Behbood Savings Certificates, and has issued the revised rates for September 2026.
The Government of Pakistan has announced a reduction in the profit rates of the popular National Savings schemes, with the new rates applicable for September 2026.
Under the revised profit structure, the Defence Savings Certificate has a maturity period of 10 years. An investment of Rs100,000 will grow to Rs300,000 at maturity.
For an investment of Rs100,000, the amount payable after the first year will be Rs110,000, while it will increase to Rs121,000 after the second year, Rs133,000 after the third year, Rs147,000 after the fourth year and Rs163,000 after the fifth year.
After the sixth year, the investment will reach Rs182,000. It will increase to Rs204,000 after the seventh year, Rs230,000 after the eighth year and Rs262,000 after the ninth year.
The revised profit rates are part of the latest changes announced by National Savings for September 2026.